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Risk‑Based Capital & Solvency Monitoring — Insurance

Near‑real‑time solvency, capital, and liquidity oversight for Life, Health, and P&C: RBC calculations, risk charges & stresses, ORSA support, investment & ALM views, early‑warning triggers, and regulatory packs — with audit trail and DWH/GL integration.

Always In‑ControlDaily RBC & buffers
What‑If ReadyInstant stresses & scenarios
Audit‑ProofLineage, notes & approvals

RBC Engines

Local RBC formulas (life, health, general) with configurable factors, correlations, and adjustments.

Available Capital

Capital resources, deductions, subordinated debt, and capital movements.

Risk Charges

Underwriting, credit/counterparty, market, operational, catastrophe, and concentration charges.

Solvency Ratios & Buffers

RBC ratio, coverage, and management buffers with thresholds by entity.

Stresses & Scenarios

Rate/FX/credit spread shocks, lapse/mortality/morbidity, CAT, and combined stresses.

ALM & Liquidity Views

Asset‑liability gaps, durations, cash ladders, and encumbrance.

Investments & Limits

Holdings look‑through, ratings, concentrations, and regulatory/board limits.

Early‑Warning Triggers

Breach alerts, playbooks, and auto‑notifications to stakeholders.

ORSA Support

Risk register, scenarios, documentation, and evidence repository.

Consolidation & Entities

Group/entity consolidation, eliminations, and inter‑company effects.

Reporting Packs

Regulatory templates, board packs, and trend dashboards.

Integrations

GL/DWH, market data, ALM, investment systems, and BI tools.

Technology & Integration

GL/DWH Market Data Feeds Investment/ALM Systems Board/Reg Templates Data Warehouse/BI API‑First & SSO

What You Get

Free customization (factors & templates) Trial access until go‑live Annual maintenance incl. change requests Audit support (prep & walkthrough) On‑prem or cloud
Ready to customize
Know your solvency today—not just at quarter‑end.
Share your RBC methodology, entities, and current templates — we’ll configure engines and monitoring for a pilot.
Request Free Customization