A Treasury Management System that can run on cloud or on premise and unifies conventional and syariah products in one platform. Built from real team experience and deep discussions with Indonesian banks to support front office, middle office, and back office with automatic posting to core banking and support for PSAK and PSAK syariah.
Rayterton Treasury Management System provides a single platform to manage money market, fixed income, foreign exchange, funds, and syariah instruments with clear separation of menus and books, while still sharing the same risk, limit, and reporting engine. Banks can start with a subset of products then grow into full treasury operations without changing systems.
The platform is designed around Indonesian regulatory context, including PSAK, PSAK syariah, and local reporting practices. Product parameters, limit structures, and accounting rules can be configured to follow each bank policy while keeping a standardised operating model across products.
TMS runs on an architecture that can be deployed on cloud or on premise with strong tenant isolation, so more than one bank can be served on the same engine while each maintains its own configuration and data. Integration to core banking leverages official API gateways and bulk interfaces so treasury can be modernised without replacing existing cores.
Core dealing modules support front office deal entry, middle office risk and limit checks, and back office settlement and accounting, with automatic journal posting and position updates for each transaction.
Support for placement and borrowing, deposito, call money, and other money market instruments. Deals flow through FO, MO, and BO with accruals, settlements, and interest recognition calculated automatically.
Handles purchase and sale of bonds and other securities with classification such as trading, AFS, and HTM. The system calculates accrued coupon, premium or discount amortisation, mark to market, and generates journals.
Support for FX money market, spot, forward, and swap with real time position update to the net open position (PDN). Limit per dealer, counterparty, currency, and product are validated as part of deal processing.
Support for mutual funds and similar products including subscription, redemption, and daily mark to market based on NAV. Linked to portfolio and limit monitoring for each asset manager and fund type.
Rayterton TMS provides specific modules for syariah treasury covering SIMA, SIPA, SIKA, sukuk, and hedging products. Menus and accounting treatment follow syariah principles and PSAK syariah, while sharing the same operational and risk engine with conventional modules.
SIMA manages profit sharing based placements and borrowings. SIPA supports repo style transactions with SBSN collateral including haircut rules, while SIKA handles inventory based structures and SPKAT. Each product has configurable parameters and approval workflow.
Supports purchase and sale of sukuk, SBSN, and other syariah based fixed income instruments with mapping to akad types. The module calculates return, fair value, and accounting entries according to PSAK syariah and internal policies.
Enables design and booking of syariah compliant hedging products with flexible parameters for underlying, tenor, and settlement scenarios. Each transaction is linked to limits and exposure views in the risk module.
Conventional and syariah books are separated for governance and reporting, while risk, limit, user access, and audit trails are controlled from a unified engine to simplify oversight.
Beyond deal capture, Rayterton TMS takes care of risk, limit, cash, reconciliation, and accounting. It gives risk and operations teams a consistent view of positions, exposures, and outstanding items across products and books.
Configurable limits per dealer, counterparty, product, currency, tenor, and portfolio. Usage is updated instantly when deals are captured and settled, with dashboards for PDN and concentration views.
Portfolio views for money market, FX, fixed income, funds, and syariah products including sensitivity, unrealised gains or losses, and exposure by sector or rating to support treasury and risk discussions.
Integration with nostro and clearing accounts to track cash movements, reconcile statements, and flag unmatched items. Cash positions are updated from settlement flows and can be used for liquidity planning.
Each product and transaction type is mapped to GL accounts with parameters for recognition rules. TMS generates journals and sends them to core banking or GL systems via authorised interfaces.
Treasury and risk teams need reliable reporting to manage the business and comply with regulators. Rayterton TMS provides daily blotter and nominative reports together with data sets that can feed SLIK, Antasena, Obox, and internal BI platforms.
Standard blotter and day reports for each desk and dealer, including new deals, amendments, cancellations, and settlements with filters by product, counterparty, and currency.
Position, aging, valuation, and realised or unrealised profit and loss reports per product, desk, portfolio, and book to support daily and monthly reviews.
Structured data outputs that can be used as input to SLIK, Antasena, and Obox reporting processes so banks can map TMS data into existing regulatory reporting engines.
Export and integration patterns for data warehouses and BI tools, enabling treasury, risk, and finance teams to build their own dashboards and analytics on top of trusted TMS data.
Implementation approach follows the same pattern as other Rayterton solutions. The focus is a working Treasury Management System environment that already reflects your treasury structure, products, and risk views before you make any commercial commitment.
Share your treasury products, sample deal data, and risk priorities. The Rayterton team will prepare a Treasury Management System prototype environment that your dealing, risk, finance, and IT teams can test together.