Enterprise trade finance platform that digitalises import and export Letters of Credit, SKBDN, documentary collections, and Bank Guarantees in one web based system. The suite connects applicants, beneficiaries, and correspondent banks, strengthens compliance, and gives real time visibility of trade portfolios for both global and domestic business.
Rayterton Trade Finance Suite provides one environment for LC, SKBDN, documentary collections, and Bank Guarantees so trade operations, relationship managers, risk, and finance teams look at the same data and process status instead of using scattered spreadsheets and emails.
The platform is designed as a core trade processing engine that can handle high transaction volume, multi branch operations, different currencies, and complex product structures while meeting uptime expectations for bank grade systems.
Data from customer profiles, limits, transactions, and messages flows into one environment so banks can monitor exposures, perform sanction screening, and support regulatory reporting with clear and auditable trade records.
A strong master data layer ensures consistent customer, counterparty, and limit information across all trade products and branches.
Maintain buyer or applicant and seller or beneficiary profiles, including KYC information, contact details, and trade preferences so users can select the correct party in a few clicks instead of retyping data.
Manage correspondent bank data, SWIFT details, and relationship parameters to streamline LC and BG message routing and reporting by counterparty bank.
Configure currency tables and commodity references that can be reused across LC, SKBDN, and guarantee products, helping standardise pricing, margins, and exposure analysis.
Set up trade limits, collateral links, and compliance rules so limit checks and risk controls are embedded in daily processing instead of being handled manually.
Support import customers from application up to final settlement while keeping issuing bank risk under control.
Capture LC applications with trade terms, shipment details, ports, and required documents in a guided interface that reduces errors and shortens booking time for front liners and operations teams.
Generate LC messages, apply bank fees, and send them through SWIFT or other channels with full traceability of message versions, amendments, and confirmations from counterparties.
Record incoming documents, compare against LC terms, manage discrepancy findings, and support approval or waiver processes so risk and customer experience stay balanced.
Manage sight and usance payments, create accounting entries, and monitor outstanding obligations and reimbursements to correspondent banks with clear status views.
Help exporters receive, manage, and monetise LC based transactions quickly and accurately.
Register incoming LCs from overseas banks, verify authenticity, and advise exporters with clear alerts for key dates and conditions so they can plan production and shipment with confidence.
Manage export document sets, link them to the original LC, and track presentation status, hold reasons, and corrections to minimise delays and discrepancy disputes.
Process export claims to issuing banks, track settlement, and keep a full history of claims, charges, and correspondence for audit and customer service needs.
Aggregate advising, confirmation, and handling fees so trade teams and management can see which customers, products, or corridors generate the most revenue.
Provide a dedicated SKBDN engine for domestic trade that aligns with Indonesian regulations and supports both issuing and advising bank roles.
Manage applications, configure sight or usance terms, and handle domestic shipment details for inter island trade while applying fees that match local trade structures and policies.
Capture and advise incoming SKBDN to beneficiaries, validate terms against local regulations, and track document and settlement status from first advice to final payment.
Monitor amendments, fee changes, and key dates so back office teams always see the latest position for each domestic trade instrument.
Provide views of outstanding SKBDN exposure by branch, industry, and tenor to support liquidity planning and regulatory reporting.
Support project based customers with a full lifecycle view of guarantees and contingent liabilities.
Issue multiple guarantee types such as Bid, Performance, Advance Payment, and Maintenance Bonds using parameter driven templates while still allowing special clauses where required.
Capture effective, expiry, and claim period dates and track guarantee status so operations and risk teams can monitor upcoming expiries and potential claims more easily.
Record claims, outcomes, and releases with links to underlying exposure and collateral so contingent risk and income from guarantee fees can be analysed together.
Provide a central register of all guarantees with filters by customer, project, branch, and tenor to help trade teams and risk managers see the portfolio picture at a glance.
Transform transaction data into actionable insights for trade business heads, risk, and finance teams.
Dashboards that show LC issuance by period, volumes, amounts, and maturity profiles so banks can monitor growth, fee income, and exposure across import and export flows.
Visualise SKBDN issuance, outstanding exposure, and tenor distribution by region or branch to support strategy for local trade corridors and regulatory submissions.
Report on guarantee counts, amounts, maturities, and claim status to control contingent liabilities and identify where fee income and risk are concentrated.
Track processing times, document checking SLAs, amendment workloads, and error trends so teams can improve service levels and operational efficiency.
The Trade Finance Suite is ready to connect with core banking, channels, compliance tools, and data platforms so banks can build a full ecosystem instead of isolated applications.
Implementation approach follows the same pattern as other Rayterton solutions. The focus is a working trade finance environment that already reflects your customer base, limits, and products before you make any commercial commitment.
Share your trade product set, branch structure, and risk or compliance priorities. The Rayterton team will prepare a prototype Trade Finance environment with your sample customers, limits, and dashboards that your trade and risk teams can test together.